Injured and Self-Employed? Here are 4 Things No One Tells You

We all know it, getting hurt sucks, no question. But when you work for yourself? It hits different, no, really, it just hits way different.

You’re not just limping around or taking painkillers, you’re trying to figure out how you’re supposed to keep your business afloat when you physically can’t do anything.

You want to do what you can to build your small business and boost sales, but when you’re in pain, it’s next to impossible to do it all alone.

Now, sure, people always think it’s just about medical bills. But if you’re the one running the show, like answering emails, taking client calls, finishing projects, well, it’s way bigger than that.

Like, much bigger! It’s your actual income, and sometimes, your entire routine, turned upside down.

1. When You’re the Whole Operation

If you’re self-employed, chances are you’re doing everything. Marketing? You. Billing? You.

Showing up to get the job done? Yep, that’s you, too. So when something happens and suddenly you can’t show up, everything stalls.

You might miss a contract you’ve been waiting months to land, or you have to cancel something halfway through, which doesn’t feel great.

Oh, and yeah, you’ll tell yourself it’s temporary, but that doesn’t help much when the money stops coming in and your inbox is overflowing.

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2. You Deserve Actual Support

Well, here’s something else that you really need to think about: support. Now, some businesses will outsource so they can keep their clients, or hire someone temporarily.

Now, sure, this is great, and this does help a lot, but this is exactly the only method of support, either.

Actually, this is where having someone in your corner really matters. Not just someone who gets legal stuff, but someone who gets your situation specifically.

Seriously, just think about it like this: you don’t have PTO. You don’t have a company covering your expenses. This is your life and your livelihood.

Now, it really can’t be stressed enough that you might need to look into getting a team of adept personal injury attorneys, since they alone can make such a difference.

You’re going through a lot, like a lot, and you’re going to lose money if you haven’t already, so think of support.

3. The Work Stops, But the Bills Don’t

Okay, now here’s the frustrating part. Your income might disappear overnight, but your bills? Oh, they don’t miss a beat. It’d be great if they did, though. So, you got rent, groceries, subscriptions, the random tools and tech you use to do your job, and yeah, those still hit your account like clockwork.

And if you had to refund anyone or say no to new work while you’re out of commission, that’s money gone for good.

It’s scary to say, but that could even kill your reputation, too. So, even when you’re ready to get back into things, it’s not always easy to pick up right where you left off. You’ve got to rebuild your reputation a little. Sometimes a lot.

4. It Gets in Your Head

Last, but far from least, nobody really talks about how it messes with your head. Like it massively messes with it.

Alright, so there’s this pressure to keep up, even when you’re in recovery mode.

You feel guilty for not answering that email or turning something in late. You’re worried clients are gonna move on.

And then there’s that little voice saying, “You’re falling behind.” So that alone gets you into this panic, and it’s seriously not fair how your own body will work against you like this. 

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